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Want to borrow against your collateral? Navigate to the Borrow tab to open a borrowing position. Depositing in a vault will only earn you yield.

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Your First Deposit

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Step 1: Choose a Vault

Browse available vaults and click the one that accepts your token. Each vault shows:
  • Current supply APY
  • Total assets deposited
  • Points multiplier
  • User wallet balance
Selecting a vault from the Lend markets interface

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Step 2: Deposit Assets

  1. Click your chosen vault
  2. Enter the amount you want to deposit
  3. Approve the token if necessary
Supply collateral interface showing deposit form
  1. Review the transaction details:
    • Supply APY you’ll earn
    • Estimated shares you’ll receive
  2. Confirm the transaction
Deposit button on vault card You’ll receive vault shares (eTokens) representing your deposit. These shares accrue interest over time, and the share price increases as interest compounds. Note: Depositing in a vault will only earn you yield. Your deposit goes into your Savings (account 0). If you want to borrow against your collateral, you’ll need to navigate to the Borrow tab to open a borrowing position.

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Step 3: Monitor Your Position

Your deposited assets earn interest automatically. The value of your eToken shares increases as interest accrues. You can:
  • View your position in your account
  • Track your earned interest over time
  • Use your savings as collateral for borrowing (without withdrawing)
  • Withdraw at any time (subject to vault liquidity)
Monitoring deposit position showing balance and interest

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Withdrawing from Savings

  1. Navigate to your savings position
  2. Select the asset you want to withdraw
  3. Click “Withdraw”
  4. Enter the amount to withdraw
  5. Confirm the transaction
Withdrawing assets from savings interface Note: You can withdraw at any time, subject to vault liquidity. Your withdrawal will be based on the current share price, which includes accrued interest.